“Jam’iyya:” A miniature social bank for Syrians ...Syria

Enab Baladi – Hassan Ibrahim Syrian woman Jumana, living in Germany, managed to buy a car after gathering about 2,700 euros through a mutual “Jam’iyya” with her neighbors and friends, considering it the most suitable way to save money and cover some costly financial needs. Jumana couldn’t save money on her own and was unable to gather funds in the household money containers, as she broke many of them after short periods. She organizes or participates in “Jam’iyya”, a tradition she has become accustomed to over the past years. The woman supervising the “Jam’iyya” stated that it is a way to solve crises and relieve individuals from financial distress, involving commitment and responsibility, a

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