When you have a significant amount of money to invest—say, from an unexpected windfall—you face an important decision. Should you invest it all at once (lump-sum investing) or spread it out over time (dollar-cost averaging)? If you’re looking to learn the “secrets” to investing before getting started, I’m sorry to report that there really aren’t any. While both strategies have their merits, like all things investing, it'll come down to your risk tolerance. Here's what to know about how to choose between lump sum investing versus dollar cost averaging. What is lump-sum investing?Lump-sum investing means investing your entire available amount immediately, rather than making smaller investments
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