Hard truths about homeowners’ insurance in the era of climate change ...Middle East

(Photo by Joe Raedle/Getty Images)  The candidates for North Carolina Commissioner of Insurance have been sparring of late about the rising costs of homeowners’ insurance and that debate has highlighted two important truths. First is that the impacts of climate change are dramatically impacting the insurance industry, and the rates consumers pay. Sadly, with destructive storms like Helene and Milton becoming ever more common, there’s no way that for-profit insurance companies will be able to continue to operate without accounting for rising risks. It’s just simple math. All that said, it’s also true that when it comes to crafting fair rates that protect consumers and assure reasonable indust

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