Phones play a big role in even our offline lives, and that includes managing money: you can easily and securely charge your friend for an iced latte, check up on your bank account, or make a budget. Now, add borrowing money to the list. Cash App, a mobile platform that lets users send and receive money from others, has a Borrow feature that allows some users to take out loans. Each loan initially ranges from about $20 to $400 and carries a flat five percent fee, plus a 1.25 percent weekly interest rate. After a short onboarding process and repayment plan agreement, the money is instantly available. So if you're short on funds and need to borrow money instantly, is it wise to make up the d
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