Healthy adults generally don't spend much on healthcare. The major exception? When you have a baby. "This is a case where you're using health services somewhat intensely, and you get stuck with higher out-of-pocket spending," says Matthew Rae, associate director of the healthcare marketplace program at KFF. And the cost of childbirth includes more than just the price of delivery itself. Think: prenatal ultrasounds, lab tests, and vaccines, along with regular office visits and postpartum care. How Much Does Childbirth Cost in 2024? The Health Care Cost Institute tracked 460,000 people with employer-sponsored insurance who gave birth in 2018 to 2020 (the latest dataset available), following
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