More than 45 million Americans rent their homes, and about half of them are “burdened” by their rent, meaning they spend more than 30% of their income on housing (more than 12 million of them are spending more than half their income on housing, which is terrifying).Calculating how much rent you can afford and using various strategies to find cheaper rent in your area tend to be very present-focused in the sense that it’s dealing with what the rent is now and what you can afford to pay now. But rents have been rising for a long time now (19% since 2019, on average), which is faster than wage growth. If you found an apartment you could barely afford a few years ago, all it takes is a rent incr
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