A home burns in Yorba Linda during a wildfire. Courtesy OnScene.TV Up and down the state, but especially in Southern California, homeowners and business owners cannot easily access options for good, affordable property insurance. Risks from wildfires and other natural disasters have increased dramatically due to climate change, and insurance companies, hamstrung by out-of-date regulations, often cannot reflect those risks in their rates. As a result, in April, State Farm announced it was ending coverage for tens of thousands of San Diego customers — and they are not the only company to stop writing new policies in California. Where policies are still being written, they are more expen
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