A credit freeze is one of the most effective ways to prevent new accounts from being opened by someone using your stolen personal data. It's free, and it doesn't impact your credit score—and when it's time to lift it, "unfreeze" isn't your only option. You can also thaw your credit when if you need to legitimately apply for new credit yourself. Here's what to know about freezing, unfreezing, and thawing your credit.How to freeze your creditFreezing your credit is relatively simple and free for everyone through the three major credit bureaus—Equifax, Experian and TransUnion. Here are the steps:Visit each credit bureau's website and request a freeze. You'll need to provide some personal inform
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