We have a savings crisis in this country, and if left unattended, we are well on our way toward a retirement crisis that will impact each one of us and those we love. Almost a third of Americans have $100 or less in their savings, and the majority have less than $1,000. About 13 percent have over $10,000 in savings, but please tell me how far $10,000 will get you over your golden years? As if this wasn't bad enough, these numbers are worse for people living in rural America. And despite the way that politicians try to outdo each other in promising that they are the true guardians of Social Security, its ability to fund the promises made becomes more fragile with each passing day. Socia
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