Today’s high interest rate environment doesn’t mean business owners have to cancel or delay planned expansions or projects, but it does mean that more, and earlier, planning is likely required to secure funding. Most banks are still lending, but with liquidity tightening across the industry, gone are the days where the goal was simply to close a deal, any deal. Banks are being very strategic, making relationship-based lending decisions rather than transactional ones. And, as you can imagine, this also means that lending decisions may take longer than many businesses have become accustomed to in the past. B
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