ONE state is offering millions of residents a low-cost program to make sure homes are prepared for an impending natural disaster. California’s Capital Access Program (CalCAP) Seismic Safety Financing Program gives banks low-cost loans for residents looking to protect their homes from earthquakes. GettyCalifornia homeowners may be eligible for low-cost loans in the state to modify their home[/caption] The program doesn’t work as a direct loan to residents. Instead, the program gives reimbursable money to banks that can pass off low-interest rates to homeowners. The funds are meant to refurbish California homes with structural integrity issues in earthquake safety. Calif
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