The entrepreneurial spirit is alive and well. In 2021 and 2022, Americans filed nearly 10.5 million applications to launch new businesses, the two highest years for new business applications ever recorded. Whether you want to launch a new business or expand your current company, financing is a common problem for small business owners. Businesses typically need several years of revenue and established credit histories to qualify for financing; getting approved for an unsecured credit card or loan can be difficult without a strong business credit report. Secured business credit cards are tools you can use to establish or rebuild your company’s credit, but they can have high fees and annual
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