For decades, Black veterans had a difficult time accessing GI bill benefits of home mortgages due to discriminatory practices like prohibiting Black residents from buying homes in suburbs like Levittown, New York. Likewise, it wasn’t until 1974 when the Equal Credit Opportunity Act was passed which granted women the right to obtain credit cards in their own name without explicit permission from their husband. Then the second generation of construction companies in the 1970s– when companies started adding the phrase ‘and sons’ to their name – there still wasn’t equity in the market, James said. Even after laws were changed litigation lingered for years over affirmative action efforts. “The
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