The Affordable Care Act may be struggling with its own success. Record enrollment over the last two years brought more consumers into the market. At the same time, many insurers began offering smaller networks of doctors and hospitals, partly to be price-competitive. That combination left some patients scrambling to find an available in-network physician or medical facility. That can be a challenge, especially when enrollees must rely on inaccurate provider lists from their insurance company. Take what happened to a central Pennsylvania policyholder, who in January fell and broke her arm and a bone near her eye. She was directed by the hospital that provided her emerge
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