At this moment, I now believe the odds that President Biden and Congress fail to reach a debt ceiling agreement, leading to a default and failure of the full faith and credit of the United States, are greater than 60 percent. Inability to reach an agreement would cause a run on the banks, deep recession, stock market crash and economic catastrophe for the American and world economy. Here is the one and only reason: President Biden, Senate Minority Leader Mitch McConnell (R-Ky.), Senate Majority Leader Chuck Schumer (D-N.Y.), the current United States Senate and House Minority Leader Hakeem Jeffries (D-N.Y.) are entirely capable of reaching a debt ceiling agreement. House Speaker Kevin
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