Everyone agrees the federal government should make good on its financial promises. It must pay its bills to ensure the well-being of our people — from fulfilling the promises of Social Security and Medicare to providing basic support for human needs like food, housing, health care and education. Ordinarily, the U.S. has no problem paying its bills — our government bonds are top-rated. But we do have one big problem: A debt ceiling. And if Congress doesn’t act to lift it during this lame-duck session, American families will pay the price. It’s completely normal for national governments to accrue debt when their investments outrun their revenues in a given year. In an era of bloated m
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