I am taken aback by how callous they have been.Elizabeth Woodruff Nick Woodruff, 37, Binghamton, New York Approximate Medical Debt: $20,000 Medical Issue: Diabetes What Happened: Nick Woodruff’s wages were garnished for the first time in 2016. Woodruff, who was diagnosed with diabetes in his 20s, had a good job. He worked for a truck dealership in this small city 175 miles northwest of New York while his wife, Elizabeth, completed her degree in social work. His job had health benefits. The couple had recently bought a home. But a small infection on Nick’s foot related to the diabetes set off a cascade of medical emergencies and financial struggles that the Woodru
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